Picture this: you’ve planned the perfect, long-awaited vacation with your family. You’ve booked the flights, the accommodations look great and it all seems almost too good to be true.
Unfortunately, that may be the case.
The COVID-19 pandemic has put holidays on hold for many people. But now many travelers are eager to explore again. Unfortunately, with the return of travel comes the return of travel and vacation scams.
So before you start packing, it’s a good idea to educate yourself on some of the common vacation scams to protect yourself and your family from fraud. To learn more about how to protect your family from fraud, visit the TD Stories Fraud Center.
Here are some tips to achieve this.
Beware of the “perfect” offer
The rental property on the website looks quaint and has all the amenities you need. But before you book your stay online, make sure you know what you’re getting and that you’re booking on a reputable site.
Fraudulent websites have been known to take photos and information from real travel websites and pass them off as their own. Other scam sites create fabricated or fake advertisements. If you book on one of these sites there is no guarantee that you will get the room you paid for, and you may not know this until you arrive at your destination – and then your money back. will probably be gone.
To save yourself that heartache, do your research and avoid ads that require you to pay through unusual methods, such as bank transfers.
Book directly from the source
The number of travel comparison sites is staggering, and some are not quite what they seem. In some cases, companies trick travelers into believing that they are making reservations directly with the airline or hotel, when it is done through a third party.
Working directly with the travel supplier, over the phone or through their website, can help you avoid falling victim to booking scams. Checking your reservation with the airline or hotel after booking can also help give you peace of mind.
Credit card rewards programs work with reputable travel agencies, so before making any plans, it’s a good idea to check which organizations may be associated with your card.
Don’t fall for high pressure tactics
What could be better? You find a fantastic vacation package at a surprisingly low price. There’s just one catch: you need to put down a deposit right away to secure your spot today.
As tempting as it might be to grab what looks like a one-of-a-kind offering, you should probably walk away. TD fraud experts say pressured sales pitches – “accept the offer now or it will be gone forever” – are a way for scammers to pressure potential victims into handing over money. silver. The truth is, they don’t want you to take your time and go after the offer because it’s an illusion.
Use a credit card for payment
Whenever you pay for a flight or rental property, one option to consider is to use your credit card. Wire transfers and wired bank funds are difficult to trace if they fall into the wrong hands. However, card networks often offer fraud protection benefits and may be able to reverse the charge if it ends up being fake.
The travel benefits included with your TD Credit Card can help you feel better prepared to travel, but may vary depending on the card you have. You may also be eligible for a range of coverages like trip cancellation and hotel burglary. A good place to start is to check your credit card’s travel insurance benefits with your card issuer; the TD Cardholder Benefits Coverage Guide can be found here.
Do not trust third parties with your passport
If you haven’t traveled abroad for a while, you may need to apply for or renew your passport before you start your trip. Just be sure to follow the instructions on the Government of Canada website to apply for an adult passport in Canada or renew an adult passport in Canada and bring the required documents to a Service Canada passport office.
The Government of Canada website warns against paying fees or disclosing personal information to anyone who claims they can speed up the application process. According to the Government of Canada website, “No third party, whether a person or a company, can expedite the processing of your request.
This article is for informational purposes only and its information should not be construed as legal, tax, investment, financial or other professional advice. The information provided is general and does not address the circumstances of any particular person or entity for which you should obtain your own legal, tax or other professional advice.